IC Australia | Immigration Consultants of Australia

centrelink
Culture and Lifestyle,Relocation and immigration tips,Study in Australia

Understanding the Benefits Available in Australia

Centrelink is an Australian government agency responsible for delivering a range of services and payments to support Australians in need. Its primary objective is to support individuals, families and communities to improve their wellbeing and financial security. Centrelink provides assistance to people of all ages, from young children to senior citizens. Some of the services offered by Centrelink include financial assistance for individuals, job seekers, parents, students, and retirees. Centrelink also provides disability support pension, carer payments, and family tax benefits. To access these services, individuals must meet certain eligibility criteria and provide appropriate documentation to prove their eligibility. Centrelink operates both online and through physical service centres across the country.

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superannuation fund in australia
Culture and Lifestyle,Immigration Pathways

How to Navigate Australian Superannuation as a New Citizen

Superannuation, commonly referred to as “super,” is a retirement savings system in Australia that is compulsory for most employees. Under this system, employers are required by law to contribute a percentage of their employees’ earnings into a superannuation fund, which is managed by a professional fund manager. Employees may also make voluntary contributions to their superannuation fund.

The purpose of superannuation is to provide Australians with a source of income in retirement. The money is invested by professional fund managers in a range of assets, such as shares, property and bonds, with the goal of growing the balance over time.

Superannuation is designed to be a long-term investment and access to the funds is restricted until retirement age or certain other specified circumstances, such as experiencing severe financial hardship or being diagnosed with a terminal illness.

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